For new readers from ICLW, welcome! We have been TTC for five years and went to an RE last May. We have done two medicated TI cycles and three IUIs but still don't have our tiny human.
Thankfully, we were on a mini-vacation when AF reared her ugly head because I have definitely able to cope better as a result. In fact, I barely thought about where we would be going from here! I was too busy gambling, watching the games I bet on, and eating delicious food to worry about when (or if) we would ever have our very own tiny human. It was a nice reprieve to live a few days in a non-child and non-IF world.
Since my insurance company always takes forever to get back to my clinic, I didn't even call to let them know that I started my period until today. I figured, what's the point calling them on my vacation just to tell them bad news? At first, I was super annoyed that it took my insurance company F.O.R.E.V.E.R to give authorization, but now? They can take as long as they need because apparently, they are VERY good negotiators. My clinic charges $1300 per IUI when you are OOP. We are 50% OOP after our insurance negotiates the rates and I just finally got my bill for my first IUI. I was expecting that it would be between $300-500. Since my insurance only pays out $1500 as a lifetime max for IF treatment, I assumed we could do three IUIs. But guess what folks!?!? Our bill was only $106 for our first IUI! That is just craziness! Since my RE feels comfortable doing a few more IUIs, I figure, why not? From a lot of research I have done, it seems like if it hasn't worked already, it's not going to BUT I am willing to give it a shot anyway. Since we can't afford IVF, it's better than doing nothing.